Congratulations! After endless plotting and planning leading up to the day, you finally put a ring on it…and breathe!
After you have begun your way back down to earth from cloud nine, it’s time to make sure the legal bits and bobs are covered, it sounds serious doesn’t it! But never fear, we have put together a guide to make the important marital changes simple!
Before we jump straight into the post wedding to-do list, for those of you who are being super organised and are reading this before your big day, here is a little advice on where to start with the legal requirements in order to marry within the UK.
GIVE NOTICE AT YOUR LOCAL REGISTER OFFICE
Based on Civil Ceremonies|| You’ve found your dream venue and now it’s time to concrete the booking. Liaise with both the venue and the local register office in order to book the perfect date and time. The booking of the registrar is as equally as important as the booking the venue. Although they are two separate enteritis, you can’t do one without the other therefore we highly recommend you ok them both at the same time.
For most marriages and civil partnerships in the UK you’ll need to give at least 16 days’ notice at your local register office (unless you’re getting married in an Anglican church, as the officials performing these ceremonies will register your marriage for you).
When you go, you’ll need to take two forms of ID (such as your passport, birth certificate or driving licence), plus proof of your address. You’ll need to pay approximately £35 each when you register.
On the wedding day itself we cannot stress to you how important it is to arrive on time…I sound like my nagging mum (love you mum!). Please do not be naive and think your wedding is the only wedding happening that day. Registrars conduct more than one ceremony per day covering all the different licensed venues within their district – in some cases, an hour (or two) a part. We have known registrars (who have been delayed by a late bride) leave early during that civil ceremony in order to arrive to their next wedding on time.
Delete “it’s to be fashionably late on your wedding day” out of your mind!
GET A COPY OF YOUR MARRIAGE CERTIFICATE (OR SEVERAL)
You’ve dropped a lot of money on your wedding, so make it official by registering it on the day of your ceremony.
This costs £45 to marry at register offices, but may be more towards the £350 mark if you marry elsewhere – please bear in mind this is additional to anything you pay your chosen licensed venue (e.g. a stately home or a manor house).
You will receive one marriage certificate complimentary however additional will cost £4 on the day of the event, or £7 after (you can also get hold of certificates via the General Register Office for £9.25). It’s worth buying a few, since some places, such as the Passport Office, require original documents when you’re changing your name but please bear in mind that the registrars do not have a great length of time to write them on the big day itself so only opt for one or two extras.
Now that you are married, sadly the whole world doesn’t automatically become aware of your name change. There’s a bewildering variety of things you can do with your name when you get married. While taking the husband’s name is the traditional thing to do, many couples are now levelling the playing field and double-barrelling their names, or even ‘combining’ them. Theoretically speaking, you could even abandon your existing names altogether and simply invent a new one for yourselves (Mr and Mrs Star wars, anyone?).
Be prepared to stump up around £10 for anything that requires a change via Deed Poll.
The Legal Deed Poll Service has more information on changing your name.
WRITE A NEW WILL
I do apologise for starting with a gloomy topic, but an important one nonetheless. Planning a head for your family is very important.
Any existing will you may have had is automatically revoked after you get married, essentially leaving you without one, so if you die your estate will be dealt with under the rules of intestacy.
TALK TO THE TAX OFFICE ABOUT TAX CREDITS
If you’re claiming any tax credits it’s important you tell HMRC as soon as possible that you’re married. Your new arrangement may mean your entitlement changes, and you don’t want to end up forking out for erroneous overpayments.
TALK TO YOUR CAR INSURANCE PROVIDER
While some car insurance providers couldn’t careless whether you’re married or not, some favour married people because they believe hitched couples are ‘more responsible’ behind the wheel, make better decisions and are less likely to take risks, as they now have a family to think of.
Tell your car insurer that you’re married and ask about joint policies, as there’s a chance your premium will be affected.
PUT YOUR PARTNER ON YOUR HEALTH INSURANCE
If you or your other half receives health care benefits through work, investigate the possibility of putting both of you on the policy. Some will offer it as standard, others will add a spouse for a modest additional charge, but it often represents good value for money and peace of mind should one of you fall ill.
TAKE OUT A LIFE INSURANCE POLICY
This isn’t compulsory, but a life insurance policy should only cost a few pounds each month, and means your spouse won’t be left high and dry should the worst happen.
Don’t panic! To make life a little easier we have put together a printable organiser to help you tick all the boxes after saying I do!
Click Here > Changing your Name once Married
Images courtesy of www.oehlersphotography.co.uk